Bank of India Mutual Fund: Leadership, Schemes & Top Funds
Bank of India Mutual Fund is run by a wholly owned subsidiary of Bank of India. See its leadership, key facts and top funds with returns and risk data.
Bank of India Mutual Fund is managed by Bank of India Investment Managers Private Limited, a wholly owned subsidiary of Bank of India. It offers approximately 17 mutual fund schemes across asset classes, led by MD and CEO Mohit Bhatia. This guide covers its background, key details and top 10 funds with returns and risk data.
Key takeaways
- The asset manager, Bank of India Investment Managers Private Limited, is a wholly owned subsidiary of Bank of India.
- It was formerly known as BOI Star Investment Managers and, before that, BOI AXA Investment Managers.
- The fund house has over 14 years of experience in fund management and offers approximately 17 schemes.
- Mohit Bhatia is MD and CEO, Alok Singh is CIO, and Ms Roshni Pawar is Investor Service Officer.
- Its top 10 funds span debt, hybrid, equity and liquid categories.
What is Bank of India Mutual Fund?
Bank of India Investment Managers Private Limited (formerly BOI Star Investment Managers Private Limited, and before that BOI AXA Investment Managers Private Limited) is a wholly owned subsidiary of Bank of India. The AMC was incorporated on 13 August 2007.
With over 14 years of experience in fund management, it has aimed to meet its investors' objectives, offering approximately 17 mutual fund schemes diversified across sectors and a range of investment solutions across asset classes.
Who leads Bank of India Mutual Fund?
The team includes Mohit Bhatia as CEO and MD, Alok Singh as CIO and Ms Roshni Pawar as Investor Service Officer. Harish Kumar is the Compliance Officer, and Bank of India Trustee Services Private Limited acts as the trustee organisation.
Bank of India Mutual Fund: key information
| Field | Detail |
|---|---|
| Incorporation date | August 13, 2007 |
| Sponsors | Bank of India |
| Trustee organisation | Bank of India Trustee Services Private Limited |
| Trustees | Mr Ashok K Pathak (Associate Director), Mr Ram Krishna Sinha (Independent Director), Mr. Manas Ranjan Biswal (Independent Director), Mr Arvind Kumar Jain (Independent Director) |
| CIO | Mr. Alok Singh |
| MD | Mr. Mohit Bhatia |
| CEO | Mr. Mohit Bhatia |
| Compliance officer | Mr. Harish Kumar |
Top 10 Bank of India Mutual Funds ranked by Invo Wealth's internal score
These are the fund house's top 10 funds, ranked by Invo Wealth's internal fund-quality score. The score itself is not shown, only the return and risk numbers behind it.
Returns across 6 months to 5 years
Performance data as of 5 September 2026.
| Fund | Sub-category | 6M CAGR | 1Y CAGR | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|
| BANK OF INDIA CREDIT RISK FUND | Credit Risk Fund | 18.13% | 17.37% | 9.68% | 27.37% |
| BANK OF INDIA AGGRESSIVE HYBRID FUND | Aggressive Hybrid Fund | 32.41% | 14.98% | 15.93% | 14.01% |
| BANK OF INDIA CONSERVATIVE HYBRID FUND - Growth | Medium to Long Duration Fund | 3.70% | 3.58% | 6.30% | 9.32% |
| BANK OF INDIA SHORT TERM FUND | Short Duration Fund | 5.34% | 5.06% | 7.14% | 10.29% |
| BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND | Sectoral/Thematic Fund | 31.68% | 18.56% | 20.47% | 19.69% |
| BANK OF INDIA LIQUID FUND | Liquid Fund | 7.05% | 6.52% | 6.96% | 6.33% |
| BANK OF INDIA FLEXI CAP FUND | Flexi Cap Fund | 28.68% | 13.24% | 18.45% | 15.41% |
| BANK OF INDIA OVERNIGHT FUND | Overnight Fund | 5.68% | 5.53% | 6.21% | 5.80% |
| BANK OF INDIA CONSERVATIVE HYBRID FUND | Medium to Long Duration Fund | 3.29% | 3.24% | 5.90% | 9.02% |
| BANK OF INDIA SMALL CAP FUND | Small Cap Fund | 88.09% | 26.67% | 20.54% | 19.17% |
All funds listed are Regular Plan - Growth option. CAGR = compound annual growth rate.
Risk and consistency metrics
| Fund | ISIN | Mean 1Y rolling return | Volatility | Max drawdown (3Y) | Sortino ratio |
|---|---|---|---|---|---|
| BANK OF INDIA CREDIT RISK FUND | INF761K01DH6 | 34.86% | 5.27% | -0.21% | 7.14 |
| BANK OF INDIA AGGRESSIVE HYBRID FUND | INF761K01DP9 | 19.79% | 18.09% | -20.22% | 0.66 |
| BANK OF INDIA CONSERVATIVE HYBRID FUND - Growth | INF761K01397 | 10.68% | 4.71% | -4.22% | -0.20 |
| BANK OF INDIA SHORT TERM FUND | INF761K01579 | 10.39% | 1.77% | -0.60% | 0.19 |
| BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND | INF761K01199 | 25.40% | 20.85% | -24.69% | 0.87 |
| BANK OF INDIA LIQUID FUND | INF761K01306 | 6.00% | 0.29% | -0.01% | -0.53 |
| BANK OF INDIA FLEXI CAP FUND | INF761K01FI9 | 21.67% | 21.35% | -23.98% | 0.71 |
| BANK OF INDIA OVERNIGHT FUND | INF761K01EZ6 | 5.58% | 0.26% | 0.00% | -13.24 |
| BANK OF INDIA CONSERVATIVE HYBRID FUND | INF761K01462 | 10.40% | 4.71% | -4.31% | -0.31 |
| BANK OF INDIA SMALL CAP FUND | INF761K01ER3 | 24.04% | 22.91% | -27.32% | 0.81 |
Risk differs widely by category. The Bank of India Liquid Fund shows volatility of 0.29%, while the Bank of India Small Cap Fund shows 22.91% and a max drawdown of -27.32%. Sortino ratio measures return relative to downside risk, so compare it within a category rather than across debt and equity funds.
How to invest in Bank of India Mutual Fund
You can invest online through the fund house's website or a platform of your choice. Sign up on Invo Wealth, get complete portfolio insights and start investing in mutual funds that actually suit you.
Conclusion
Bank of India Mutual Fund is backed by Bank of India and offers about 17 schemes across asset classes. Compare each fund's returns, volatility and drawdown with your goals and risk tolerance before investing.
Frequently asked questions
How do I start an SIP in Bank of India Mutual Fund online?
You can start an SIP online through Invo Wealth, or through the fund house's website or any other online platform or mobile app. Pick a scheme, set the amount and begin.
How do I calculate a Bank of India Mutual Fund SIP?
An SIP calculation takes into account your investment amount, the SIP tenure, the number of instalments already paid and the expected interest rate.
How do I redeem a Bank of India Mutual Fund investment?
Offline, you can visit the nearest fund house office and submit a form. Online, sign in with your folio number on the official website, or redeem through any portal where you invested.
Can I increase my Bank of India Mutual Fund SIP amount?
Yes, through a step-up or top-up SIP, which most fund houses now offer. Check with the fund house first and use a step-up calculator to decide the amount.
How do I stop a Bank of India Mutual Fund SIP online?
You can place a Cancel SIP request at any time, by logging in to the fund house's website with your folio number, contacting your agent, or using the platform where you invested.
Mutual fund investments are subject to market risks; read all scheme-related documents carefully. This article is for education only and is not investment advice. Past performance does not guarantee future returns. Invo Wealth is an AMFI-registered mutual fund distributor (ARN-368528).