Bajaj Finserv Mutual Fund: AMC Overview & Top Funds
Bajaj Finserv Mutual Fund manages ₹40,430.09 crore across 21 schemes. See top fund returns, risk data, and how to start a SIP.
Bajaj Finserv Mutual Fund is a 4-year-old AMC incorporated on 18 October 2021, sponsored by Bajaj Finserv Limited, with a total AUM of ₹40,430.09 crore spread across 21 schemes. It covers the full spectrum from ultra-safe overnight and liquid funds to high-growth small cap and sectoral equity funds, giving investors a wide range of options to build a diversified portfolio under one roof.
Key takeaways
- Sponsor & age: Bajaj Finserv Limited; incorporated 18 October 2021 — now 4 years old
- Scale: ₹40,430.09 crore in AUM across 21 schemes
- Leadership: CIO Nimesh Chandan and Managing Director Ganesh Mohan
- Breadth of offerings: Overnight, liquid, money market, flexi cap, small cap, healthcare sectoral, arbitrage, index funds, and ETFs
- Risk spectrum: Max drawdown ranges from 0.00% (Overnight Fund) to -18.02% (Flexi Cap Fund) — fund selection should match your risk appetite
Bajaj Finserv AMC at a Glance
Bajaj Finserv Asset Management Limited was established with a customer-first, future-focused approach, aiming to help investors of all profiles work towards their financial goals. Sponsored by Bajaj Finserv Limited, the AMC has filed a broad range of schemes with SEBI since its inception — covering liquid funds, overnight funds, money market funds, a flexi cap fund, an arbitrage fund, a balanced advantage fund, and large and mid-cap offerings, among others.
The fund house is headquartered at Sky One Corporate Park, Lohegaon, Pune, Maharashtra. Compliance is overseen by Mr. Harish Iyer, and the trustee body is Bajaj Finserv Mutual Fund Trustee Ltd.
| Field | Detail |
|---|---|
| Total AUM | ₹40,430.09 crore |
| Number of schemes | 21 |
| AMC age | 4 years |
| Incorporation date | 18 October 2021 |
| Sponsors | Bajaj Finserv Limited |
| Trustee organisation | Bajaj Finserv Mutual Fund Trustee Ltd. |
| CIO | Nimesh Chandan(Chief Investment Officer) |
| CEO | Ganesh Mohan(Managing Director) |
| Compliance officer | Mr. Harish Iyer |
| Address | S. No - 239/2, 11th Floor, Office No. 1101 A and 1101 B, Sky One Corporate Park, Lohegaon, Pune, Maharashtra Pune 411032 |
Top 10 Bajaj Finserv Mutual Fund Schemes
The funds below are ranked by Invo Wealth's internal quality score; only the underlying return and risk numbers are shown.
How Have These Funds Performed?
Among equity-oriented funds, the Bajaj Finserv Healthcare Fund delivered a 6-month return of 57.68% and a 1-year return of 20.43%, while the Bajaj Finserv Small Cap Fund posted 57.17% over 6 months and 18.89% over 1 year. The Bajaj Finserv Flexi Cap Fund has a 3-year annualised return of 16.05%, making it the only equity fund in this list with a full 3-year track record at this time.
On the debt side, the Bajaj Finserv Liquid Fund returned 6.31% over 1 year and 6.80% over 3 years, while the Bajaj Finserv Money Market Fund returned 5.94% over 1 year and 6.77% over 3 years — consistent with the nature of these categories.
Performance data as of 5 September 2026.
| Fund | Sub-category | 6M CAGR | 1Y CAGR | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|
| Bajaj Finserv Overnight Fund | Overnight Fund | 5.23% | 5.28% | 6.06% | -- |
| Bajaj Finserv Liquid Fund | Liquid Fund | 6.86% | 6.31% | 6.80% | -- |
| Bajaj Finserv Money Market Fund | Money Market Fund | 6.59% | 5.94% | 6.77% | -- |
| Bajaj Finserv Flexi Cap Fund | Flexi Cap Fund | 19.83% | 8.01% | 16.05% | -- |
| Bajaj Finserv Banking and PSU Debt Fund | Banking & PSU Fund | 4.82% | 4.84% | -- | -- |
| Bajaj Finserv Small Cap Fund | Small Cap Fund | 57.17% | 18.89% | -- | -- |
| Bajaj Finserv Arbitrage Fund | Arbitrage Fund | 5.23% | 5.53% | -- | -- |
| Bajaj Finserv Healthcare Fund | Sectoral/Thematic Fund | 57.68% | 20.43% | -- | -- |
| Bajaj Finserv Nifty 1D Rate Liquid ETF - Growth | ETF | 4.88% | 4.86% | -- | -- |
| Bajaj Finserv Nifty Next 50 Index Fund | Index Fund | 15.72% | 7.82% | -- | -- |
All funds listed are Regular Plan - Growth option. CAGR = compound annual growth rate.
Risk Profile: Volatility, Drawdown and Sortino Ratio
Debt and cash-management funds carry minimal risk: the Overnight Fund shows volatility of just 0.16% and a max drawdown of 0.00%, and the Liquid Fund has a max drawdown of only -0.01%. The Arbitrage Fund also stays relatively stable with a max drawdown of -0.37%.
Equity funds carry meaningfully higher risk. The Small Cap Fund has volatility of 19.40% and a max drawdown of -16.98%, while the Flexi Cap Fund sits at 16.00% volatility and a max drawdown of -18.02%. Investors in sectoral or small-cap funds should be prepared to hold through significant interim drawdowns.
| Fund | ISIN | Mean 1Y rolling return | Volatility | Max drawdown (3Y) | Sortino ratio |
|---|---|---|---|---|---|
| Bajaj Finserv Overnight Fund | INF0QA701250 | 6.14% | 0.16% | 0.00% | -14.92 |
| Bajaj Finserv Liquid Fund | INF0QA701094 | 6.79% | 0.22% | -0.01% | -2.66 |
| Bajaj Finserv Money Market Fund | INF0QA701441 | 6.87% | 0.48% | -0.14% | -1.02 |
| Bajaj Finserv Flexi Cap Fund | INF0QA701383 | 13.79% | 16.00% | -18.02% | 0.77 |
| Bajaj Finserv Banking and PSU Debt Fund | INF0QA701557 | 7.07% | 1.47% | -0.77% | -2.27 |
| Bajaj Finserv Small Cap Fund | INF0QA701BK8 | 15.32% | 19.40% | -16.98% | 0.87 |
| Bajaj Finserv Arbitrage Fund | INF0QA701490 | 6.25% | 1.20% | -0.37% | -1.88 |
| Bajaj Finserv Healthcare Fund | INF0QA701987 | 8.34% | 16.18% | -15.91% | 1.13 |
| Bajaj Finserv Nifty 1D Rate Liquid ETF - Growth | INF0QA701854 | 4.89% | 0.19% | 0.00% | -11.47 |
| Bajaj Finserv Nifty Next 50 Index Fund | INF0QA701BD3 | 6.35% | 18.93% | -14.90% | 0.06 |
How to Invest in Bajaj Finserv Mutual Funds
You can start a SIP or make a lump-sum investment directly through the Bajaj Finserv Mutual Fund website or via any SEBI-registered online platform. Alternatively, sign up on Invo Wealth to get complete portfolio insights alongside your investments and choose schemes that align with your financial goals.
If you want to grow your SIP contribution over time, check whether the fund house offers a step-up or top-up SIP facility and use a step-up SIP calculator to plan the revised amounts before making changes.
Conclusion
In roughly four years since its October 2021 incorporation, Bajaj Finserv Mutual Fund has assembled a comprehensive 21-scheme lineup covering every major category — from overnight and liquid funds to small cap and healthcare sectoral equity. With ₹40,430.09 crore in AUM and a leadership team led by CIO Nimesh Chandan, the AMC gives Indian retail investors a broad toolkit to match their risk appetite and investment horizon. As with any fund house, selecting the right scheme requires evaluating both return history and risk metrics together.
Frequently asked questions
How do I start a Bajaj Finserv Mutual Fund SIP online?
You can start a Bajaj Finserv Mutual Fund SIP online through Invo Wealth or directly via the fund house's official website. Any other SEBI-registered online platform or mobile application that supports the fund house can also be used.
How do I calculate my Bajaj Finserv SIP returns?
To estimate your SIP returns, you need to factor in your investment amount, the tenure of the SIP, the number of instalments already paid (if any), and your expected rate of return. An online SIP calculator makes this straightforward once you have these inputs ready.
How do I redeem my Bajaj Finserv Mutual Fund investment?
You can redeem offline by visiting the nearest fund house branch and submitting a redemption form. Online redemption is available through the fund house's official website using your folio number, or through any online portal where you originally invested.
Can I increase my SIP amount in Bajaj Finserv Mutual Fund?
Yes, you can increase your SIP amount using the step-up or top-up SIP facility. It is advisable to confirm availability of this feature directly with the fund house, and to use a step-up SIP calculator to model your revised monthly investment before making changes.
How do I stop or cancel a Bajaj Finserv Mutual Fund SIP online?
You can cancel a SIP at any time by placing a Cancel SIP request online. Log in to the fund house's website using your folio number, contact your agent, or use the online investment platform through which you invested to initiate the cancellation.
Mutual fund investments are subject to market risks; read all scheme-related documents carefully. This article is for education only and is not investment advice. Past performance does not guarantee future returns. Invo Wealth is an AMFI-registered mutual fund distributor (ARN-368528).